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BOE Credit Conditions Survey - 2025 Q3
Lenders reported that the availability of secured credit to households increased in the three months to end-August 2025 (Q3) and was also expected to increase over the next three months to end-November 2025 (Q4) (Chart 1). Lenders reported that the availability of unsecured credit to households slightly increased in Q3 and was expected to increase slightly in Q4 (Chart 2). Lenders reported that the overall availability of credit to the corporate sector slightly increased in Q3. Credit availability for small and medium and large-sized businesses increased in Q3 (Chart 3). Overall availability was expected to slightly ... (full story)