First, it’s great to be back at the NABE meetings and it’s great to see you all again. Thanks to Ellen Zentner for moderating. With the storms and the travel problems, Ellen never wants to get involved with me. The last time Ellen moderated a NABE event where I was involved was on Zoom in 2020 during Covid, before I was ever at the Fed. Our panel was at lunch time. My driver’s license was expiring so I had to go to the DMV, and I got there the minute it opened. But I ended up stuck in a Covid-procedures line for three and a half hours where you weren’t allowed to use a phone or leave the line. I missed the first half ... (full story)