Good morning. It is a pleasure to join you for the annual Women in Housing and Finance Symposium. As a woman in finance, I appreciate this organization's focus on women in the industry. Thank you for the invitation to join you. Today I would like to discuss an issue that is critical to ensuring the financial security of all Americans, but especially those who are most financially vulnerable—consumer fraud. Obviously, this is not a new topic, in fact, it has been around as long as money itself. Since people have transacted things of value, there have been those who seek to exploit trust for profit. From ancient Greece ... (full story)