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Easing Rates, Limited Relief: U.S. Housing’s Gradual Recovery
The U.S. housing market remains in a tough spot. Home sales remain over 20% below their pre-pandemic level. Elevated interest rates remain the single biggest culprit undermining the housing recovery. The 30-year fixed mortgage rate currently sits at 6.2%, down significantly from the 8% high in 2023, but still elevated relative to pre-pandemic levels when mortgage rates were closer to 4%. The effects on housing activity have been two-fold. Not only has it stretched the cost of entry for new homebuyers, but it has also deterred homeowners from listing properties given that most are locked in at a much lower interest ... (full story)
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- Oct 30, 2025 7:04pm Posted byFundamental Analysis4,464
