Good afternoon and thank you to the Federal Reserve Banks of St. Louis, Boston, Richmond, and Philadelphia for hosting today's discussions. You have organized a dynamic conversation on topics that have a significant bearing on the financial well-being of consumers and communities. Financial inclusion and access to credit have been a long-standing focus of my work and a key component of the Federal Reserve's mission. The Fed has an important role in implementing a series of laws passed by Congress related to access to credit, including the Community Reinvestment Act. Today, I will share my perspective on the critical ... (full story)