Net borrowing of mortgage debt by individuals decreased by £0.2 billion to £4.3 billion in August, following a £0.9 billion decrease to £4.5 billion in July. Net mortgage approvals for house purchases decreased by 500 in August, to 64,700. Approvals for remortgaging decreased by 900 in August, to 37,900. Net borrowing of consumer credit by individuals remained flat at £1.7 billion in August. Within this, net borrowing through credit cards slightly decreased to £0.7 billion in August, from £0.8 billion in July. Net borrowing through other forms of consumer credit slightly increased, to £1.0 billion from £0.9 billion. ... (full story)