Thank you for inviting me to speak to you today. It is wonderful to join you again this year, now as the Fed's Vice Chair for Supervision. Since assuming this important financial regulatory role, we have hit the ground running—addressing some of the most critical matters in the bank regulatory space, all of which fall under the broad categories of improving efficiency, transparency, and fairness. Often, the "headline" issues coming out of the Federal Reserve and the other banking regulators are ones that affect the largest firms. And many are critical for both economic growth and financial stability. But banks of ... (full story)