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UK Money and Credit - May 2025
Net borrowing of mortgage debt by individuals increased by £2.8 billion to £2.1 billion in May, following a large decrease in net borrowing of £13.8 billion to -£0.8 billion in April. Net mortgage approvals for house purchases increased by 2,400 to 63,000 in May. Approvals for remortgaging also increased by 6,200 to 41,500 in May, which is the largest increase since February 2024 (6,600). Net borrowing of consumer credit by individuals was £0.9 billion in May, down from £1.9 billion in the previous month. Within this, net borrowing through credit cards decreased to £0.1 billion in May, from £1.2 billion in ... (full story)
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