Thank you very much for the invitation to the 23rd German Banking Day. Towards the end of such a diverse conference program, you may need to expand a little further to say something new. I'm happy to accept this challenge! So let's start not here and now, but 200 years ago in Vienna. Ludwig van Beethoven conducted the premiere of his 9th Symphony. The composer had worked on the work for almost a decade. And under extremely difficult circumstances: Beethoven could hardly hear anymore. Nevertheless, he managed to complete the symphony. What a success! The setting of Schiller's Ode to Joy from the last movement is today ... (full story)