Good morning and thank you, Jim, it's great to be back here in St. Louis for this year's research conference. While the Federal Reserve learned a lot about how to operate virtually during these past two-and-a-half years of the pandemic, there are certain interactions and discussions that are just better face to face. For me, this conference is one of them. It's also significant that we're able to be here in person to commemorate the 10th year of these proceedings. I'd like to share a few thoughts on how we got here. Back in 2013, in the wake of the financial crisis and the passage of the Dodd-Frank Act, the Federal ... (full story)