DislikedOnyx, I would say that all this is usually more talk than anything else. Legally, if the broker goes BK, the customers' money belongs to the customers, whatever account it is on. This is of course, if that money is still there. The broker will usually have access to the funds in the so-called "segregated" or "trust" account, and a bad behaving broker could still take or spend these funds (the reality being that it doesn't change much, except the advertising done with the "your funds are safer because ... blah, blah...") If really you want a secured...Ignored